PCI-DSS
PCI-DSS (Payment Card Industry Data Security Standard) is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. PCI-DSS was created by major credit card companies to protect against data breaches and credit card fraud.
PCI-DSS outlines a set of requirements for protecting sensitive cardholder data, such as encrypting card numbers, maintaining secure networks, implementing access controls, and regularly monitoring and testing security systems. Compliance with PCI-DSS is mandatory for all companies that handle credit card information, regardless of their size or volume of transactions.
To become PCI-DSS compliant, organizations must undergo an independent audit by a Qualified Security Assessor (QSA) or complete a self-assessment questionnaire (SAQ) based on their level of card processing.